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article144032 c) A credit card means you can make purchases abroad without having to worry about local currency.d) A credit card gives the opportunity to spread the cost of a large payment over several months.e) A credit card is useful in an emergency. For example, an unexpected repair to your house or car.How do you choose a credit card?The main two UK credit card issuers are Visa and Mastercard. These are accepted in most places and in 130 countries worldwide. Beware of less well known brands that may not be accepted everywhere.Before you choose which credit card is the best for you, remember to read the terms and conditions carefully. Never sign up for a credit card without fully understanding what you are agreeing to.Remember that all the plus factors will be prominently displayed in large print.You may have to study the small print carefully to discover if there are any negative factors. Here are the more popular formats in use: ATRAC3 which stands for "Adaptive Transform Acoustic Coding 3", WMA, MP3, ACC (used only used by the Apple? iPod?), and WAVAIFF There are many additional file formats used by the MP3 and iPod industry, not all of which are listed here: MP3, WMA, WAV and DRM are audio formats Display formats are JPEG, BMP, TIFF, GIF, and PNG Image formats and AVI, MPEG-1, MPEG-2, MPEG-4, MPG, MPE, VOB, DAT, ADF, QuickTime MOV and WMV video formats 8.Docking cradles, power supply, AC adapters and cables, belt clips, personal speakers, headphonesear buds, cases, car FM stereo transmitters, lanyards, sync adapters and management software are some of the accessories available with iPod or MP3 playersAdditional considerations are: digital audio, micro-photo, FM transmitter, PC compatible and voice recorder. Depending on the iPod or MP3 player you purchase will determine which options are available and work for you. If you are running late ensure you telephone and offer a valid reason. Send an agenda prior to any meeting. At the beginning of meetings Kbfwtegz small talk is brief and courteous. You will notice when doing business in Denmark that the Danes are reasonably relaxed, informal and tolerant yet expect professional standards of behaviour. Being good humoured is acceptable but being humorous should be kept to a minimum. The Danes are very direct and frank communicators which is perceived in Denmark as a sign of sincerity and honesty.If you are doing business in Denmark which involves negotiations, come well prepared. The Danes are meticulous when it comes to analysing information and proposals. Bring a wealth of information in written form for your Danish counterpart to examine. Presentations should be factual and well-organised. Having the 'gift of the gab' will get you nowhere if it is not supported by logical, rational and proven evidence. Adam Kalkin has designed houses out of shipping containers before, but his last one is actually a luxury dwelling for the rich. He unveiled his creation at the Art Basel Miami Beach art show in December 2005 and the attendants were surprised to see lavish furnishings and a beautifully designed interior inside a shipping container. The project has the interesting title of "Push-Button House" because it can be loaded in the back of a truck to be moved and it opens up like a Murphy bed to expose the interior.Jennifer Seigal is another architect that uses shipping containers to create beautiful living spaces. One example is the Seatrain house she built for real estate developer Richard Carlson, equipped with all utilities and featuring an indoor fountain. She indicates that these houses are much less costly to build than the traditional ones, and that they are very modern looking and can be customized to the individual needs of the buyer. 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