The weightings will differ depending on each individual’s attitude to risk.
Tom Becket, who buys funds for Psigma, the wealth manager,cheap retro jordans, suggested Blackrock Asian Growth Leaders and Jupiter Japan Income as two high-risk funds that could offer rich rewards for patient investors who have a time horizon of at least ten years.
“Attractive long term equity plays are essential to long term returns. For that reason we would recommend the Jupiter Japan Income fund managed by the highly able Simon Somerville. We feel Japan offers the greatest upside potential amongst developed markets,” Mr Becket said.
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“Another fund I like is Blackrock Asian Growth Leaders. This fund offers exposure to a number of compelling stories across what is fast becoming the engine room of the world economy.”
Other emerging market funds that are widely tipped by advisers include Aberdeen Asia Pacific and Stewart Investors Asia Pacific Leaders. Read our guide for other favoured funds.
Another option is to choose a global fund that is backing the higher growth emerging market economies. Scottish Mortgage and Murray International are two funds worth considering.
Mr Becket also recommended that a bond fund should also be held, to give the ?75,000 lump sum some diversification. Neuberger Berman US High Yield, which has a yield of 6pc, was tipped.
“The last couple of months have been a reminder that markets can fall heavily and quickly. Bonds, although expensive, should still have a place in retirement portfolios, even those who are happy to take on a high level of risk,” Mr Becket said.
Other options are low-cost global tracker funds, such as those offered by Legal & General and Vanguard: read more about the cheapest index tracker funds.
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The best hotels in Marseille
On arrival
5pm
Head for the Vieux Port, the focal point of Marseille life for two-and-a-half millennia. It’s now filled with pleasure craft and, if the light is right, a surprising sunlit grace. Our own Norman Foster has tidied up the port’s traffic chaos in a vast renewal programme,?over part of which he has drawn a 120-metre reflective covering. As you walk along, you may look up and follow your own progress upside down. This is unusual.
7pm
Have a drink amid the 1930s jazz ambiance of the Caravelle (34 Quai du Port; 00 33 491 903644,cheap jordans free shipping; lacaravelle-marseille.com), especially enjoyable if you can bag a table on the first-floor terrace overlooking the old port.?Then dinner. If you’re loaded, Le Miramar12 Quai du Port; 0033 491 911040) has perhaps the city’s finest bouillabaisse, the world’s fishiest dish, at ?63. Tighter budgets might try Chez Madie (138 Quai du Port; 0033 491 904087), which majors on Proven?al favourites, both fish and meat. Menus from ?20.
Day one
9am
Kick off with coffee at Les Dana?des, a proper, big-city brasserie amid the trees and fountain of Place Stalingrad. Then stroll down La Canebière, Marseille’s broad, dead straight emblematic avenue, which is gradually recovering its Second Empire grandeur.
9.45am
Cut off into the Capucin district, with its uproarious market, open-fronted spice shops, black-market cigarettes and surging street-life all indicating that Marseille’s united nations resist being tidied away out of the centre.
10.30am
Hang out around the Vieux Port again – and head to the waterfront, which serious bucks have reclaimed as the Euro-cultural capital’s showpiece. The theme is the Med, and it’s hammered pretty hard. The Museum of European and Mediterranean Civilisation+33 4 84 35 13 13;?mucem.org) comprises the ancient Fort St Jean?flanked by an astonishing new building wearing what seems to be a mantilla.
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Hang out around the Vieux Port again – and head to the waterfront
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It has proved itself world-class since opening in spring 2013. Next door, an even more extraordinary building – it looks like a gigantic set-square – houses the Villa Méditerranée,http://dxcz.bseduc.com:8082/E_GuestBook.aspcheapjordanshoesfreeshipping.com/bolg?(+33 4 95 09 42 52;?villa-mediterranee.org), where all Med cultures will meet up. Across the way, the Regards de Provence Museum (+33 4 96 17 40 40;?museeregardsdeprovence.com, French only; entrance ?6) has invested the port’s old sanitary HQ with dozens of artworks inspired by Provence and the Mediterranean. Tackling both would take all day, so be choosy.
1pm?
Break for lunch at the Regards-de-Provence's own second-floor café,jordan shoes,http://users.atw.hu/team-axone/index.php?site=forum_topic&topic=13842cheapjordanshoesfreeshipping.com/bolg, with a large terrace and inspiring views towards the sea. Snacks (salads, sandwiches) or two-course proper lunch at ?19.
2.30pm
Le Open Tour
Seasoned travellers will tell you that open-topped tourist buses are naff. Take no notice. Starting from the Vieux Port, the Grand Tour is a splendid way to take in many of Marseille’s greatest hits without undue effort. The English-language commentary aboard is not bad at all.
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Visit Notre-Dame-de-la-Garde, the Virgin-topped basilica that oversees Marseille from way on high
The bus will take you round the Corniche to the south-side beaches. En route,cheap air jordans, hop-off at the Vallon des Auffes, a delightful in-town fishing enclave. Bob across to Malmousque, a village-in- the-city with a sheltered, rocky coast,jordans for cheap, while you’re there. Then hop back on,cheap jordan shoes, to continue round the corniche to Marseille’s richer south-side,http://www.lygdgzx.cn/west/E_GuestBook.aspcheapjordanshoesfreeshipping.com/bolg, where the beaches are. Once you've had your fill of beach life and beach bars at the Escale Borély, hop back on for the stiff climb up to Notre-Dame- de-la- Garde. Topped by a 33ft (10m) Virgin-and- Child statue covered in gold leaf, the basilica is seen from everywhere in Marseille, and is itself all-seeing. Marseillais call their Virgin 'La bonne Mère" and rely on her to forgive their very many sins. You must visit the crypt and Romano-Byzantine basilica itself, taking in the cracking collection of ex-votos (votive offerings to saints).
Seek out the basilica’s little-known, and very basic, Eau-Vive café, where smiling nuns from Africa and Asia will provide afternoon sustenance. Then hop back on the bus.
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Frioul has cliffs, creeks, lovely walking and a brace of acceptable, affordable port-side restaurants
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5.30pm
Hop off finally at the Préfecture stop, which will pitch you directly into the main shopping streets, should that be what you need.
7pm
Aperitifs this evening up in the off-centre Cours Julien, with its bookshops, music bars and ethnic restaurants. Pick any bar you like, then repair just behind to the narrow, ill-lit Rue des Trois Rois. The street throbs with restaurants: my present favourite is the baroquely French Les Trois Rois at N°24 (0033 491 534484). Its ?23 dinner menu may be the best value in Marseille. Later walk on to the nearby, and very jolly, Mama Shelter hotel bar64 Rue Loubière; 0033 484 352000;?mamashelter.com), where hip people gather until late.
Day two
9am
Take the ferry trip, from the Vieux Port, to either the island of If or the Frioul isles. If has the prison where the Count of Monte Cristo was not imprisoned (the count was, um, fictional). Frioul has cliffs, creeks,cheap authentic jordans, lovely walking and a brace of acceptable, affordable port-side restaurants. The choice is yours (frioul-if-express.com; ?10.50 return).