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Protective Registration
ftrsquish
hozzászólás May 18 2019, 12:06 PM
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Hi everyone
Has anyone ever had the CIFAs protective registration?
My mum has had it placed on her file by Vanquis after my brother took out yet another credit card in her name. I might add this is after a long campaign of fraud against her by him and his wife and this time she reported it to the police and Action Fraud.
I monitor her file for her and had an alert the other day when I checked it said this was pending.
I know that it means applications for credit will be done slightly differently which she is happy about but what else does it mean? We are also placing a notice of correction on her file to explain she has been a victim of extensive fraud.
Thanks!
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fillerjupiter
hozzászólás May 18 2019, 12:14 PM
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If you are looking to check whether you have been registered with us as a victim of fraud, you should check your credit report rather than make a Subject Access Request. Get in touch with any of the main credit reference agencies; your report will show Cifas 'victim markers' as well as lots of other useful information that will help you to spot if a fraudster is attempting to use your identity.

Victim markers !!!8211; !!!8216;Victim of Impersonation!!!8217; and !!!8216;Victim of Takeover!!!8217; !!!8211; remain in place for 13 months from the date of submission. Both will appear on credit reports.

So does anyone know how long that takes to get onto your CRA?
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