What Information Is in a Credit Report?, What Information Is in a Credit Report? |
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What Information Is in a Credit Report?, What Information Is in a Credit Report? |
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Advanced Member ![]() ![]() ![]() Csoport: Members Hozzászólások: 480 Csatlakozott: 8-September 18 Azonosító: 761 ![]() |
A credit report is a summary of your credit history. Potential creditors and lenders use credit reports as part of their decision-making process to choose whether to extend you credit — and at what interest rate. It's important to check your credit report regularly because creditors and lenders use the information in it, such as your payment history and the number of active credit accounts, also known as “tradelines,” to evaluate your creditworthiness.
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#2
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Advanced Member ![]() ![]() ![]() Csoport: Members Hozzászólások: 261 Csatlakozott: 28-October 18 Azonosító: 884 ![]() |
There are two nationwide credit reporting agencies – Equifax and TransUnion – both of which maintain consumer credit reports containing information reported to them by lenders and creditors. Your credit report may not be identical with each of the two agencies, as some lenders may report information to both of them, just one, or sometimes none at all.
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Szöveges verzió | A pontos idő: 18th August 2024 - 07:51 AM |