What Information Is in a Credit Report?, What Information Is in a Credit Report? |
Üdvözöllek a Fórumban! ( Bejelentkezés | Regisztráció )
What Information Is in a Credit Report?, What Information Is in a Credit Report? |
Jun 1 2019, 05:29 AM
Létrehozva:
#1
|
|
Advanced Member Csoport: Members Hozzászólások: 480 Csatlakozott: 8-September 18 Azonosító: 761 |
A credit report is a summary of your credit history. Potential creditors and lenders use credit reports as part of their decision-making process to choose whether to extend you credit — and at what interest rate. It's important to check your credit report regularly because creditors and lenders use the information in it, such as your payment history and the number of active credit accounts, also known as “tradelines,” to evaluate your creditworthiness.
|
|
|
Jun 1 2019, 05:31 AM
Létrehozva:
#2
|
|
Advanced Member Csoport: Members Hozzászólások: 242 Csatlakozott: 31-October 18 Azonosító: 886 |
Soft inquiries may include your own requests for your credit history, inquiries by companies extending you pre-approved offers for credit cards, or inquiries made by your current creditors who wish to perform a review of your credit (also known as “account monitoring”). Soft inquiries are only visible to you and not to potential lenders or creditors.
|
|
|
Szöveges verzió | A pontos idő: 30th September 2024 - 07:27 AM |