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Learn Finance Skills with Finance Online Courses |
May 12 2020, 12:20 PM
Létrehozva:
#1
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Member Csoport: Members Hozzászólások: 13 Csatlakozott: 3-May 20 Azonosító: 1,203 |
As a specialized field, personal finance is a recent development, though forms of it have been taught in universities and schools as "home economics" or "consumer economics" since the early 20th century. The field was initially disregarded by male economists, as "home economics" appeared to be the purview of housewives. Recently, economists have repeatedly stressed widespread education in matters of personal finance as integral to the macro performance of the overall national economy.
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May 13 2020, 11:36 AM
Létrehozva:
#2
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Member Csoport: Members Hozzászólások: 22 Csatlakozott: 3-May 20 Azonosító: 1,202 |
Finance, as a distinct branch of theory and practice from economics, arose in the 1940s and 1950s with the works of Markowitz, Tobin, Sharpe, Treynor, Black, and Scholes, to name just a few. Of course, topics of finance—such as money, banking, lending, and investing—had been around since the dawn of human history in some form or another.
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May 13 2020, 11:36 AM
Létrehozva:
#3
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Member Csoport: Members Hozzászólások: 24 Csatlakozott: 3-May 20 Azonosító: 1,201 |
Today, "finance" is typically broken down into three broad categories: Public finance includes tax systems, government expenditures, budget procedures, stabilization policy and instruments, debt issues, and other government concerns. Corporate finance involves managing assets, liabilities, revenues, and debts for a business. Personal finance defines all financial decisions and activities of an individual or household, including budgeting, insurance, mortgage planning, savings, and retirement planning.
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May 13 2020, 11:36 AM
Létrehozva:
#4
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Member Csoport: Members Hozzászólások: 15 Csatlakozott: 6-May 20 Azonosító: 1,206 |
State and local governments also receive grants and aid from the federal government. Other sources of public finance include user charges from ports, airport services, and other facilities; fines resulting from breaking laws; revenues from licenses and fees, such as for driving; and sales of government securities and bond issues.
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May 13 2020, 11:36 AM
Létrehozva:
#5
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Member Csoport: Members Hozzászólások: 13 Csatlakozott: 3-May 20 Azonosító: 1,203 |
Businesses obtain financing through a variety of means, ranging from equity investments to credit arrangements. A firm might take out a loan from a bank or arrange for a line of credit. Acquiring and managing debt properly can help a company expand and become more profitable.
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May 13 2020, 11:52 AM
Létrehozva:
#6
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Member Csoport: Members Hozzászólások: 13 Csatlakozott: 3-May 20 Azonosító: 1,203 |
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Szöveges verzió | A pontos idő: 8th October 2024 - 10:41 AM |