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Thousands of graduates are overpaying their student loans because the "antiquated" payment collection system cannot detect with accuracy when their total debts are cleared.
A Freedom of Information request to Student Loans Company shows that for 2015-16, the latest figures available,cheap jordans online, 86,cheap jordans free shipping,000 student loan customers overpaid, compared to 52,000 borrowers in 2009-10.
The average overpayment per graduate was ?592 for the 2015-16 year,cheap air jordans.
Most graduate borrowers - regardless of the type of student loan they took out -?make repayments through salary deductions. However, the Student Loan Company only obtains information from HMRC once annually detailing how much each borrower has repaid that year. This means that when a loan is cleared partway through the year?it goes?unnoticed - and their salary deductions continue.
The figures, obtained by accountancy firm RSM, show that borrowers repaid ?51m too much in total in 2015-16,http://oforyou.com/jforum/posts/list/0/27151.page#30866cheapjordanshoesfreeshipping.com/bolg,cheap wholesale jordans,http://www.midwestartfairs.com/node/add/articlecheapjordanshoesfreeshipping.com/bolg, an 80pc increase on the 2009-10 figures.?
Graham Farquhar, at the accountancy firm, warned: "There is a time lag,cheap authentic jordans, meaning thousands of people nearing the end of their repayments overpay unless they opt for payment by direct debit. If they do overpay, they can then face further hurdles and delays in getting refunds."
He added: "With the advent of Real Time Information for tax purposes and other initiatives to make the system digital,jordans for cheap, it is surprising that HMRC and the Student Loan Company have not yet developed a more efficient system which takes the right amount of money at the right time."
An orphaned baby hedgehog is now thriving after being rescued from likely death. The five-day old hoglet,http://www.siemprelucenacf.es/index.php/component/user/?option=com_content&view=article&id=115cheapjordanshoesfreeshipping.com/bolg, named Fintan, was taken in by the Hedgehog Rescue Dublin on 29 June, after being found alone in a stable yard in Dublin. Rescue centre owner Yvonne McCann,jordan shoes, 31, said: "Fintan was orphaned when his mother picked up the other two hoglets and didn't come back for him." Young orphaned hoglets typcially have a 90% mortality rate however Fintan is now doing well under the care of the rescue centre.Picture: Rex Features